A.M. Best is a credit rating agency that specializes in assessing the creditworthiness of insurance companies. Focused exclusively on the worldwide insurance industry, it uses both qualitative and quantitative measures to assess an insurer’s financial strength and ability to meet its ongoing insurance policy obligations. NGI is rated ‘A-‘, A.M. Best’s Financial Strength Rating (FSR) of “A– Excellent” and has been maintaining this rating since 2015.